July 16, 2025
Anyone wanting to invest in Swiss concrete gold today quickly realizes that classic market offerings are scarce, expensive, and highly competitive. The auction segment is entirely different: Foreclosures offer a unique combination of price discount, transparency, and speed. The current market reports from 2021-2024 impressively illustrate why this subsegment is particularly interesting right now for end-users, capital investors, and project developers.
Property Type 2024 | Avg. Market Value (CHF) |
---|---|
Villa | 3.92 million |
Residential/Commercial Building | 1.82 million |
Multi-Family House | 1.59 million |
Residential House | 1.11 million |
Condominium | 0.74 million |
Source: Switzerland Foreclosure Market 2024.
Since the initial calling price is generally set at two-thirds of the official market value at the cantonal level, realistic entry prices of 500,000 to 750,000 CHF for the average single-family house emerge, a level that has long been history in many areas of the free market.
After the pandemic peak in 2021 (904 million CHF volume), the annual auction volume stabilized at 560.7 million CHF (2023) and 670.9 million CHF (2024), an increase of nearly 20% within a year.
"The total volume increased by almost 20% in 2024, even though the number of properties slightly decreased, a clear indication of higher-value real estate under the hammer."
Auctions are not just an urban phenomenon quite the opposite. When looking at auctions per 100,000 inhabitants, the south stands out prominently:
Canton 2024 | Cases / 100,000 Inhabitants |
---|---|
Ticino (TI) | 32.6 |
Jura (JU) | 17.8 |
Valais (VS) | 15.9 |
Solothurn (SO) | 15.6 |
Vaud (VD) | 9.3 |
Zurich (ZH) | 1.9 |
Source: Market Report 2024
Notably, Jura and Solothurn are small but offer high rates and significantly below-average market values (e.g., residential house Jura avg. 135,000 CHF in 2023).
In 2024, residential houses and condominiums once again accounted for 75% of all auctions. This means that a calculation with market-standard rents and exit values is easily possible, as there are enough comparable transactions.
Usually, a 10% deposit is required immediately after the bid is awarded, either in cash or via bank guarantee, with the remaining amount due within 20-30 days.
If the minimum price (usually ⅔ of the market value) is not reached, the office can set a new date or arrange a private sale, often under even better conditions for persistent investors.
With predominantly affordable entry prices, increasing volumes, and strong regional hot spots, the foreclosure market in Switzerland demonstrates that it has long outgrown the “niche corner.” Those who check dates in time, secure financing, and understand local demand can secure attractiveness premiums in 2025 that classic listings can only dream of.