Foreclosure auctions in Switzerland are officially regulated procedures that offer opportunities for buyers, but also come with specific requirements. Interested parties should note that properties can usually be visited, but there is no guarantee regarding their condition. It is advisable to carefully review all available documents such as appraisal reports, land registry extracts, and official auction publications. Bidders must also make a down payment at the auction and familiarize themselves with payment terms, deadlines, and legal consequences. It is also important to clarify in advance whether the property will be acquired free of encumbrances or whether existing easements or tenancy agreements need to be considered. Those who are well prepared can benefit from a foreclosure auction but should always realistically assess the risks.
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Documents
Auction Conditions
Land Register Extract
SGV Policy
Official Valuation
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Property description from publication
SHAB
Foreclosure auctions in Switzerland present a unique opportunity to acquire real estate below market value but require thorough preparation. The properties offered typically stem from debt collection or bankruptcy proceedings and are publicly auctioned by the responsible authorities. Interested parties should inform themselves early about auction dates, viewing opportunities, and procedural details. Key documents such as appraisal reports, site plans, and official publications are often available online and should be analyzed carefully. During the auction, valid identification must be presented; for legal entities, an extract from the commercial register is also required. Payment modalities—especially the down payment and deadlines for the remaining balance—are strictly regulated. Those who familiarize themselves with the process and consider all legal and financial aspects can successfully invest in real estate through a foreclosure auction.
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Learn more about foreclosures
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Disclaimer
This content is provided for general information purposes only and is provided without any warranty as to its accuracy or completeness. Descriptions of properties, documents, and images may be inaccurate. It is recommended to conduct your own research and seek independent professional advice if necessary.